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Caribbean and Central America · Caribbean

Online gambling in Curaçao: regulation, licence and market guide

Regulated Reviewed September 2026 Site language available

Curaçao replaced master licences with direct B2C and B2B licences from the Curaçao Gaming Authority under the National Ordinance on Games of Chance (LOK), in force since 24 December 2024; the transition ended on 15 October 2025.

Regulator
CGA, FIU Curaçao
Local licence for private operators
Yes
Operator tax
No gaming or GGR tax under the LOK; the 4% figure quoted in older guides was a private master-licensee fee. Licensees pay Curaçao profit tax at 15% on profits up to XCG 500,000 and 22% above, under a territorial system in which foreign-sourced profits of an enterprise with real local substance may fall outside the base. The former E-Zone 2% regime is reported to have closed to new licensees on 1 January 2026; confirm treatment with a local tax adviser.
Player tax
None in Curaçao; licensees may not serve Curaçao residents, and player taxation is a matter for each player's home jurisdiction.
Currency
Caribbean guilder (XCG)
Languages
Papiamentu, Dutch, English
Payment methods players use
cards, bank transfer, e-wallets, cryptocurrency
Last reviewed
September 2026

Curaçao is an international licensing jurisdiction rather than a player market. For three decades operators bought sublicences from four private master licensees under the 1993 offshore gaming ordinance; the LOK abolished that model, and since 2025 the Curaçao Gaming Authority (CGA) licenses operators (B2C) and suppliers (B2B) directly. A B2C licence costs EUR 4,592 to apply for and EUR 47,450 a year, requires a Curaçao company with a local office, resident director and key persons, and permits supply only to players outside Curaçao in jurisdictions where that supply is lawful. Curaçao levies no gaming tax; licensees pay profit tax at 15% to 22%, subject to the territorial rules.

VerticalStatus in Curaçao
Online casinoRegulated
Sports bettingRegulated
Online pokerRegulated
LotteryRegulated
Social casino (free to play)Permitted

Regulated: Private operators can hold a local licence for online casino and/or betting.

Who regulates gambling in Curaçao?

Curaçao gambling licence: how it works

Applications go directly to the CGA through its licence portal. A B2C (gaming) licence covers casino, sportsbook, live dealer, bingo and lottery products offered to non-resident players; a B2B (supplier) licence covers platform, game and other critical services and is mandatory for suppliers established in Curaçao. The applicant must be a Curaçao company with a registered office on the island, a resident managing director or local corporate director, at least one local key person (rising to three by the fifth year, with enforcement of the staffing rules from 1 April 2027) and a designated compliance officer. The CGA reviews beneficial owners to the natural-person level, criminal-record extracts, financials, AML and responsible-gaming policies and laboratory certification of the platform and RNG; a provisional licence can be issued while the formal grant is finalized. Licensed sites display a green (B2C) or blue (B2B) digital seal linked to the public register.

What an applicant needs

  • Curaçao-registered company with a local registered office
  • Curaçao-resident managing director or local corporate management, plus at least one local key person (three by year five; enforcement from 1 April 2027)
  • Beneficial-owner disclosure to natural persons with certified criminal-record extracts and financial statements or projections
  • AML/CFT program with a compliance officer and reporting to FIU Curaçao via goAML
  • Responsible-gaming policy: deposit and session limits, self-exclusion and 18+ verification
  • Platform and RNG certification from a recognized testing laboratory before launch and on change
  • Registration of every domain or software application with the CGA and display of the digital seal
Licence cost
B2C: one-time application fee EUR 4,592 plus EUR 150 per beneficial owner and per qualified-interest holder (EUR 2,551 per listed beneficial owner), then EUR 47,450 a year (EUR 24,490 to the National Treasury and EUR 22,960 CGA supervisory fee), payable by 15 January. B2B: EUR 24,490 a year to the CGA. Domain and application registration fees apply per URL (CGA fee policy version 2.0, 15 October 2025).
Duration
Annual, renewed on payment of the yearly fees
Local entity required
Yes
Processing time
Not published; advisers report 3 to 6 months from filing to grant, with provisional licences possible in the interim

Gambling taxes in Curaçao

  • Operators: No gaming or GGR tax under the LOK; the 4% figure quoted in older guides was a private master-licensee fee. Licensees pay Curaçao profit tax at 15% on profits up to XCG 500,000 and 22% above, under a territorial system in which foreign-sourced profits of an enterprise with real local substance may fall outside the base. The former E-Zone 2% regime is reported to have closed to new licensees on 1 January 2026; confirm treatment with a local tax adviser.
  • Players: None in Curaçao; licensees may not serve Curaçao residents, and player taxation is a matter for each player's home jurisdiction.
  • Also: Sales tax (omzetbelasting) and payroll taxes apply to local operations; groups above EUR 750 million revenue should model the OECD Pillar Two minimum tax once Curaçao's implementing ordinance is enacted.

Advertising, player protection, KYC and payments

Advertising

The LOK requires fair, non-misleading marketing that does not target minors, but detailed advertising codes are those of the markets the licensee serves; the CGA's condition that supply be lawful in the player's jurisdiction makes local advertising law part of the compliance file for every target market.

Responsible gaming

Platform-level deposit limits, session-time controls, reality checks, cross-product self-exclusion and problem-gambling information are required for B2C licensees, along with a documented responsible-gaming policy filed with the CGA.

Identity and age verification

Customer identification before account funding or play, minimum age 18, ongoing monitoring and risk-based due diligence under Curaçao's AML ordinances, with unusual transaction reports to FIU Curaçao. The CGA expects licensees to geo-block Curaçao and any jurisdiction where their supply is unlawful.

Payments

Cards, bank transfers, e-wallets and cryptocurrency are all used by Curaçao-licensed brands, subject to the AML framework and to the payment rules of each target market; there is no Curaçao rule prohibiting crypto deposits, and many licensees are crypto-led. Payment processors increasingly require a valid CGA licence number and seal before onboarding.

Notable restrictions

  • No supply to players located in Curaçao; the licence covers non-residents only
  • No supply into jurisdictions where online gambling from an international licence is unlawful; regulated markets such as the Netherlands, the UK and US states require their own licence
  • Old master sublicence numbers are no longer valid evidence of authorization; only a CGA direct licence in the public register counts
  • Curaçao-registered companies operating under foreign B2C licences act unlawfully and receive cease-and-desist letters (CGA announcement, 1 July 2025)
  • Local substance and key-person staffing rules with enforcement from 1 April 2027

Curaçao iGaming market: size, players and payments

No reliable public estimate for the small, tourism-led domestic market. As a licensing hub, an independent register tracker counted about 610 active B2C and B2B licences in August 2026, and the CGA reported roughly 140 direct applications processed with 87 approvals by April 2026 (Casinos.org).

Curaçao residents cannot be served by CGA-licensed online operators; licensees mainly serve Latin America, Canada, parts of Europe, Asia and crypto-native audiences where such supply is lawful.

Hundreds of B2C brands hold CGA licences, from large crypto casinos to regional sportsbooks; the early LOK rejection rate was reported at about 38%, and 44 licences had been revoked by August 2026.

What players play
online slotscrash gameslive casinofootball bettingesports betting
How they pay
cardsbank transfere-walletscryptocurrencyprepaid vouchers

Timeline: how Curaçao got here

  1. 1993National Ordinance on Offshore Games of Hazard creates the master-licence system
  2. 2023-09Gaming Control Board opens direct online licence applications ahead of the LOK
  3. 2024-12Parliament adopts the LOK on 20 December; it enters into force on 24 December and old sublicences begin to expire
  4. 2025-07CGA announces cease-and-desist action against Curaçao companies operating under foreign licences
  5. 2025-10Orange transitional seals expire on 15 October, ending the sublicensing era; fee policy version 2.0 published
  6. 2026-01Local substance requirements begin to apply to all licensees
  7. 2026-04CGA reports about 140 direct applications processed with 87 approvals

Outlook

Expect continued tightening rather than new legislation: staffing enforcement from 1 April 2027, the announced registration of critical B2B suppliers serving CGA licensees (reported deadline 24 December 2026), inflation-indexed fee adjustments and more public enforcement against fake seals and unlicensed Curaçao companies. The Dutch regulator continues to fine Curaçao-licensed operators that serve the Netherlands, and payment providers and banks are treating the direct CGA licence as the minimum standard for onboarding.

Launching in Curaçao with GameBridge

White label (our licence route). Curaçao is the international licence most brands on GameBridge start with: a white-label brand launches under a B2C licence held by the licensed white-label operator, while a turnkey operator applies to the CGA for its own licence and runs it on GameBridge. Either way the licence belongs to the licence holder, approval is the CGA's decision, and every target market is cleared with counsel first.

A Curaçao-licensed brand on GameBridge starts from the geo list: Curaçao itself, the Netherlands and every market that requires a local licence are excluded by default, and the operator's counsel confirms each market that is switched on. The brand ships in the site languages the target markets need (from {locales} available), with multi-currency wallets including crypto where the licence holder's AML program allows, cards and e-wallets through the operator's processors, and 18+ identity checks with FIU-ready reporting. Responsible-gaming limits, reality checks and self-exclusion meet the CGA policy requirements, the CGA seal and licence number are rendered in the footer, and GameBridge Studios and Originals ship with the certification package the CGA and its recognized laboratories expect.

  • Geo lists with Curaçao, the Netherlands and licence-required markets excluded by default
  • Multi-currency fiat and crypto wallets subject to the licence holder's AML program
  • Cards, e-wallets and bank rails through the operator's processors
  • 18+ identity verification and FIU-aligned reporting workflows
  • Deposit, session and self-exclusion controls matching CGA responsible-gaming policy
  • Licence seal and number rendering with domain registration support
  • Certification package for every GameBridge Studios and Originals release

Curaçao-licensed brands lead with slots, crash games and live casino for international audiences; the aggregated catalog brings {providersAvailable} game providers, Originals cover crash and instant games, and GameBridge Studios builds exclusives for the operator's target markets.

Frequently asked questions

Is a Curaçao gambling licence still valid in 2026?
Only a direct licence issued by the Curaçao Gaming Authority under the LOK is valid. The four master licences and their sublicences expired during the transition, and the orange transitional seals lapsed on 15 October 2025. Anyone relying on an old master-licence number is not authorized; counterparties should check the CGA's public register and the green or blue digital seal.
How much does a Curaçao gaming licence cost?
For a B2C licence the CGA charges a one-time application fee of EUR 4,592 plus EUR 150 per beneficial owner and qualified-interest holder, then EUR 47,450 a year, split between EUR 24,490 for the National Treasury and EUR 22,960 for CGA supervision. A B2B supplier licence costs EUR 24,490 a year. Company formation, local staff, certification and domain fees come on top.
What are the Curaçao licence requirements under the LOK?
A Curaçao company with a local registered office, a resident managing director or local corporate management, at least one local key person, a compliance officer, beneficial-owner disclosure with criminal-record extracts, AML and responsible-gaming policies, laboratory certification of the platform and RNG, and registration of every domain. Staffing requirements rise to three key persons by year five, with enforcement from 1 April 2027.
Does Curaçao charge a gambling tax?
No. The LOK imposes no tax on gaming revenue; the 4% often quoted was a private fee charged by the old master licensees. Licensees pay Curaçao profit tax at 15% on profits up to XCG 500,000 and 22% above that, and under the territorial system foreign-sourced profits of a business with real local substance may fall outside the tax base.
Can a Curaçao licence be used to serve players in Europe or the United States?
Not in regulated markets. The licence permits supply to players outside Curaçao only where that supply is lawful, so the Netherlands, the United Kingdom, regulated EU states and US states all require their own local licence and are geo-blocked by compliant licensees. Which markets a brand may serve is a question for the operator's counsel.
Is crypto gambling allowed under a Curaçao licence?
Yes, subject to the licence holder's anti-money-laundering program and to the payment rules of each market served. Curaçao does not prohibit cryptocurrency deposits, and many CGA-licensed brands are crypto-led, but customer identification before play, transaction monitoring and reporting to FIU Curaçao still apply. GameBridge's crypto wallets are enabled only where the licence holder's program permits.
How does GameBridge work with Curaçao licences?
As the platform behind the brand. A white-label brand launches under a licence held by the licensed white-label operator, or a turnkey operator applies to the CGA for its own licence and runs it on GameBridge; GameBridge does not decide or guarantee approval. See White-label, Licensing and corporate and the Crypto and international market page.

Sources and review

Reviewed against the sources below on 11 September 2026. Regulation changes; confirm the current position with local counsel before launch.

Regulatory summaries are provided for orientation only and are not legal advice. Licensing requirements change; we validate them with you during scoping.

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