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Sub-Saharan Africa · West Africa

Online gambling in Benin: regulation, licence and market guide

Partially regulated Reviewed September 2026 Site language available

Benin keeps a state gambling monopoly held by the Loterie Nationale du Bénin, but private companies can be licensed by decree for online betting and gaming under 2023 rules, with a 25% GGR tax on online operators since January 2025.

Regulator
CSJ, LNB
Local licence for private operators
Yes
Operator tax
The 2025 Finance Law (Law 2024-34), in force since 1 January 2025, taxes online gambling at 25% of gross gaming revenue and traditional land-based games at 10%, as announced by the Director General of Taxes on 27 December 2024. This tax is separate from the 25% royalty on net gaming product payable to the Treasury under the agrément, so licensed online operators face both levies plus ordinary corporate taxes.
Player tax
No specific tax on player winnings is published.
Currency
West African CFA franc (XOF)
Languages
French, Fon, Yoruba
Payment methods players use
MTN Mobile Money, Moov Money, Celtiis Cash, bank transfer
Last reviewed
September 2026

Law No. 2002-28 of 29 March 2004 gives the State a monopoly over games of chance, money games and betting, exercised directly by the Loterie Nationale du Bénin (LNB) and indirectly through Beninese companies that obtain an agrément by decree of the Council of Ministers. Decree 2023-358 of 12 July 2023 reset the terms: a five-year agrément costing 150 million CFA francs, a royalty of 25% of net gaming product with a floor of 20 million CFA francs, and a maximum player return of 85% of stakes. The Cellule de Supervision du Secteur des Jeux (CSJ) at the Ministry of Economy and Finance supervises licensed operators through a real-time control platform and publishes the list of legal operators. The 2025 Finance Law taxes online gross gaming revenue at 25% and land-based operations at 10%. LNB reported in 2026 that online games now make up 68% of its revenue but that unlicensed sites are eroding its results.

VerticalStatus in Benin
Online casinoRegulated
Sports bettingRegulated
Online pokerRegulated
LotteryMonopoly
Social casino (free to play)Unclear

Partially regulated: Some verticals are licensed (usually betting); others are prohibited or unaddressed.

Who regulates gambling in Benin?

  • Cellule de Supervision du Secteur des Jeux (CSJ) — Supervisory unit of the Ministry of Economy and Finance created by Decree 2023-357: advises on agréments, monitors licensed operators' betting and money flows through a control platform, and publishes the list of legal operators
  • Loterie Nationale du Bénin (LNB) — State lottery holding the direct monopoly; runs Loto 5/90, sports betting and online games and signs partnership contracts with licensed private operators

Benin gambling licence: how it works

A private operator needs an agrément granted by decree of the Council of Ministers on the advice of the CSJ, followed by an operating contract with the LNB, as set out in Decree 2011-324 and reformed by Decree 2023-358 of 12 July 2023. The 2023 reform extended the agrément from two to five years, fixed its cost at 150 million CFA francs, moved the royalty base for online games to net gaming product (stakes less winnings) at a single rate of 25% with a 20 million CFA franc floor, and capped the player return rate at 85% of stakes. Licensed operators must connect to the CSJ's online supervision platform, whose operating rules are set by Order 2844 of 10 October 2023, so that the regulator sees betting and money flows in real time. Agréments are individual decrees; for example Decree 2024-1412 of 11 December 2024 renewed Choplife Gaming Limited's online gambling agrément for five years. Only a handful of private brands are licensed, and the official list is published on the CSJ website.

What an applicant needs

  • Company incorporated under Beninese law with a registered office in Benin
  • Agrément application to the Ministry of Economy and Finance, reviewed by the CSJ and granted by decree of the Council of Ministers
  • Operating contract with the Loterie Nationale du Bénin after the agrément decree
  • Connection to the CSJ control and supervision platform for real-time monitoring of bets and money flows
  • Player return rate capped at 85% of stakes; game rules and product characteristics as approved
  • Compliance with commercial, tax and employment law, and payment of the royalty to the Treasury
Licence cost
150 million CFA francs for the agrément or its renewal, valid five years, plus an annual royalty of 25% of net gaming product for online games with a minimum of 20 million CFA francs (Decree 2023-358, as summarized by the Ministry of Economy and Finance).
Duration
5 years, renewable by decree
Local entity required
Yes
Processing time
Not published; agréments are adopted in the Council of Ministers.

Gambling taxes in Benin

  • Operators: The 2025 Finance Law (Law 2024-34), in force since 1 January 2025, taxes online gambling at 25% of gross gaming revenue and traditional land-based games at 10%, as announced by the Director General of Taxes on 27 December 2024. This tax is separate from the 25% royalty on net gaming product payable to the Treasury under the agrément, so licensed online operators face both levies plus ordinary corporate taxes.
  • Players: No specific tax on player winnings is published.
  • Also: The CSJ page states that the 2023 reform aimed to harmonize the royalty base with the gambling tax base and to lighten charges that were pushing operators toward losses; check the current Finance Law each year because rates were changed for 2025.

Advertising, player protection, KYC and payments

Advertising

No dedicated gambling advertising code is published. The CSJ's July 2025 press release warns that promoting illegal gambling is itself punishable, and licensed operators are expected to state that gambling is prohibited under 18 and carries addiction risk.

Responsible gaming

Minimum age 18. The 85% cap on player return and the ban on unlicensed offers are framed as player-protection measures; formal deposit-limit and self-exclusion requirements are not published.

Identity and age verification

Licensed operators identify players and report betting and payment flows to the CSJ supervision platform in real time; anti-money-laundering duties follow Benin's general AML framework.

Payments

Deposits and payouts run in CFA francs through mobile money (MTN Mobile Money, Moov Money and Celtiis Cash) and bank transfer; LNB said in 2026 it would integrate mobile payments across a unified online platform. Cryptocurrency is not an accepted method on licensed platforms.

Notable restrictions

  • Only the LNB and holders of a state agrément may offer games of chance, money games or betting
  • Lottery products remain reserved for the LNB
  • Player return rate capped at 85% of stakes
  • Minimum age 18
  • Organizing or promoting unlicensed gambling exposes operators to legal sanctions

Benin iGaming market: size, players and payments

LNB, listed on the BRVM, reported 2025 revenue of 98.6 billion CFA francs (about US$176 million), down 4%, with online games at 68% of revenue and growing 18% (allAfrica, May 2026). No market-wide GGR figure including private operators is published.

Loto 5/90, playable for 100 CFA francs, remains the mass-market product through some 3,000 LNB points of sale; football betting drives the online segment.

Online games reached 68% of LNB revenue in 2025 and LNB plans a unified mobile-first platform for casino, sports betting and virtuals in 2026 (allAfrica, May 2026).

The LNB competes with a small group of licensed private brands; industry listings in early 2026 named 1xBet, Betmomo and betPawa as agrément holders alongside Choplife Gaming, whose agrément was renewed in December 2024. LNB identified more than ten illegal sites in a single quarter of 2025.

What players play
Loto 5/90football bettingvirtual sportsonline casino gamesslot machines
How they pay
MTN Mobile MoneyMoov MoneyCeltiis Cashbank transfer

Timeline: how Benin got here

  1. 2004-03Law No. 2002-28 of 29 March 2004 establishes the state monopoly on games of chance, money games and betting
  2. 2011-04Decree 2011-324 sets the conditions for private companies to operate games under agrément and LNB partnership
  3. 2023-07Decrees 2023-357 and 2023-358 create the CSJ and reset licensing: five-year agrément at 150 million CFA francs, 25% royalty on net gaming product, 85% return cap
  4. 2023-10Order 2844 fixes the operating rules of the CSJ online supervision platform
  5. 2024-12Decree 2024-1412 renews Choplife Gaming's online agrément for five years; Finance Law 2025 sets a 25% tax on online GGR and 10% on land-based games
  6. 2025-07CSJ press release restates that only the LNB and state-licensed operators may offer games and publishes the legal list
  7. 2026-05LNB reports 2025 revenue down 4% to 98.6 billion CFA francs, blaming unlicensed sites and slot machines

Outlook

Enforcement against unlicensed sites is the live issue: LNB has publicly blamed illegal competitors for its 2025 results and the CSJ has focused its actions on shutting down unlicensed platforms, so expect more blocking and payment-side measures in 2026–2027. LNB's unified online platform and mobile payment integration, planned for 2026, will make the state operator a stronger digital competitor. The agrément route remains open but narrow, and the combined 25% royalty and 25% GGR tax is the main economic constraint for any new applicant as of September 2026.

Launching in Benin with GameBridge

Turnkey (your licence, our platform). The agrément is granted by decree to a Beninese company that the operator controls and is paired with an LNB contract, so the operator holds the licence and runs on GameBridge technology; GameBridge holds no Beninese agrément and cannot guarantee that the Council of Ministers will grant one.

Benin is excluded by GameBridge geo-controls until a brand documents its agrément decree and LNB contract. For a licensed brand the platform runs with French as the site language, an XOF wallet, mobile money rails such as MTN Mobile Money, Moov Money and Celtiis Cash on request through the operator's payment providers, and 18+ identity gating. The reporting layer is configured to feed betting and payment flows to the CSJ supervision platform in the format the operator's integration requires, the game configuration enforces the 85% player-return cap, and finance reports separate the 25% royalty on net gaming product from the 25% GGR tax. GameBridge Studios and Originals ship with certification documents if the CSJ or LNB requests them.

  • French site language and XOF wallet
  • Geo-controls opened only for a documented agrément holder
  • Mobile money deposits and payouts on request
  • Real-time bet and payment data feed for the CSJ supervision platform
  • Player-return cap enforcement at game level
  • Royalty and GGR tax reporting for the Treasury

Football betting, virtual sports and online casino games lead the licensed online offer; the sportsbook and aggregated casino catalog are configured within the 85% return cap, with GameBridge Studios builds available for exclusive local themes.

Frequently asked questions

Is online gambling legal in Benin?
Yes, within a state monopoly. Law 2002-28 of 2004 reserves games of chance and betting to the State, exercised by the Loterie Nationale du Bénin and by private companies holding an agrément granted by decree. Only the LNB and operators on the CSJ's published list may offer games, the minimum age is 18, and unlicensed sites are treated as illegal.
How much does a Benin gambling licence cost?
Under Decree 2023-358 the agrément costs 150 million CFA francs, is valid for five years and is renewable at the same price. Online operators also pay an annual royalty of 25% of net gaming product, with a minimum of 20 million CFA francs, and must keep the player return rate at or below 85% of stakes. The agrément is adopted by the Council of Ministers on the CSJ's advice.
What is the gambling tax rate in Benin?
Since 1 January 2025, the Finance Law taxes online gambling at 25% of gross gaming revenue and land-based games at 10%. This is in addition to the 25% royalty on net gaming product that licensed operators pay to the Treasury under their agrément, plus ordinary corporate taxes. No specific tax on player winnings is published.
Can a foreign company get a Benin betting licence?
Only through a company incorporated in Benin. Decree 2011-324 limits agréments to legal persons under Beninese law, so international brands operate through local subsidiaries; 1xBet and betPawa, for example, run on .bj domains as licensed operators. Foreign shareholders are not barred, but the agrément decree names the Beninese company.
Which payment methods do Beninese players use?
Mobile money leads, mainly MTN Mobile Money and Moov Money, with Celtiis Cash as a newer option and bank transfer for larger amounts. LNB reported that online games reached 68% of its revenue in 2025 and said it would integrate mobile payments into a unified online platform in 2026. Licensed platforms settle in CFA francs.
How does GameBridge help operators launch in Benin?
Under the turnkey model the operator's Beninese company holds the agrément and LNB contract and runs on GameBridge: French site language, XOF wallet, mobile money rails on request, a data feed for the CSJ supervision platform and enforcement of the player-return cap. See Turnkey and the Africa market page.

Sources and review

Reviewed against the sources below on 11 September 2026. Regulation changes; confirm the current position with local counsel before launch.

Regulatory summaries are provided for orientation only and are not legal advice. Licensing requirements change; we validate them with you during scoping.

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